So Greg just informed me that after revising our expectant budget we need to save $12,000 by the end of the year.
And then I passed out.
Ok, so that's not "in order to eat" money, it's the extra stuff that isn't in our monthly budget. Insurance, taxes, my IRA, Kaycie's college fund, paying for Micro-tot...
I think I need to work on a big post about our budget. It would make more sense.
Sometimes I wonder how in the world we paid off so much debt so quickly. Then I remember that we had twice the income at the time.
In the meantime, we need to find a way to come up with about twice as much each month as we're currently saving. On the other hand, we have until April to make the contributions to my IRA and Kaycie's college fund, so we'll have a few extra months for that. Of course then we need to fund two college funds next year. And if Micro-tot doesn't arrive until January, we won't get the extra tax deduction this year. Think we can get an SSN before the baby actually arrives? Or talk Dr. T into inducing Dec 31??? My luck she'd induce but I'd have a really long labor and M-T would arrive after midnight Jan 1. Not even early enough for all the "first baby of the year" freebies.
We'll figure it out. We always do.